Simple steps to owning your home

We can help by putting you in touch with specialist financial advisors who can help you work out your financial position, whether you are buying a private or Shared Ownership home.

View our private sale homes.

View our Shared Ownership homes.

Meet our trusted mortgage brokers, who will help you navigate the different mortgage products as well as the path to home ownership.

Browse the selection of homes we have for sale and choose the one that suits you. View our properties

You will be provided with a Reservation Guide that has all the information you need regarding your new home. It is at this point you sign your Reservation Agreement and pay the reservation fee which varies from site to site but is deductible from your purchase price.

For Shared Ownership properties the deposit is normally £350.

If you're purchasing one of our private sale homes, the deposit will be between £1,000 and £5,000 depending on the location and value of the home.

Your Solicitor will take care of the legal side of the transaction on your behalf. Let your Solicitor know of the reservation period, which is usually 42 days. If you are selling a property, your solicitor will need to apply for title deeds, which can take up to three weeks.

Once you’ve completed the forms, send them back to your lender and tell your Solicitor, and your FABRICA representative, that you’ve accepted your mortgage offer.

It is at this point that the buyer and seller are legally bound by the terms of the contract. Your FABRICA representative will keep you updated and talk you through everything you need to know about your new home. Now is the time you pay the deposit, which is 10% of the purchase price for private sale and also 10% for Shared Ownership homes, however for Shared Ownership, you only pay the deposit on the percentage share you are buying.

Once your home has been checked and inspected by our New Homes team, to ensure our skilfully produced standards have been met, you will be invited to attend a Home Demonstration where we'll show you around your new home and how to use and care for it.

Notice to Complete will be served from our Solicitor to your Solicitor approximately 10 business days before completion. At this time, we recommend that you confirm with your bank that funds can be released to your Solicitors. If you are buying with a mortgage, your Solicitors will request funds from your lender in readiness for completion. Once notice has been served you will also have the opportunity to carry out a pre–completion inspection of your new home to pick up any snagging of defect issues.

It’s now time for you to prepare for your move. There is lots to think about and do, here’s a handy list:

• Arrange a removal service with a reputable company and ensure you have parking available at both ends
• Confirm with our Aftercare Team what time you will have access to your new home
• Make a note of your utility meter readings on your final day of your previous home and on the first day of your new home - make sure you contact your utility provider with the final meter readings and your new billing address
• Pack everything in labelled boxes so it’s easy for the movers to put in the right rooms
• Arrange for a postal redirect service at least five days before required: https://www.postoffice.co.uk/mail/redirection
• Pack the essentials for moving day in an easy-to-access place (things like kettle, mugs, tea, cleaning product, toilet roll, phone charger and duvet and bedding for your first night). If you have children make sure you have kept their favourite toys etc to keep them occupied when you first arrive to the house.